Financial exclusion is not just a social issue, it's an economic waste. SMEs are the backbone of the global economies, yet too many of them find it hard to access capital, not for lack of potential, ...

Opinions expressed by Digital Journal contributors are their own. Financial exclusion is when people lack access to basic financial services like bank accounts, loans, and credit cards, and results in ...

In March 2020, $271 billion in stimulus was distributed to Americans as part of the CARES Act. Millions of recipients relied on high-cost check cashing services instead of banks to access their ...

In the current economic climate, as people all over the UK are grappling with record-high inflation and still-rising interest rates, it’s been suggested that as much as 40% of the population could ...

In today's world, financial inclusion has become a critical issue as it plays a vital role in promoting economic growth, reducing poverty, and building more resilient communities. Financial inclusion ...

The fallout over the closure of Nigel Farage’s bank account has shed light on how financial institutions handle “politically exposed persons”, whom they may view as high-risk clients. But people who ...

An estimated 2 billion adults globally don't use formal financial services. Extending access to finance to them is the first building block to build a better life. More than 50 countries have made ...

Achintya Ray, Ph.D is a professor of Economics at Tennessee State University's College of Business. Success in life critically depends on one’s ability to participate in the modern financial system.

Many Scots are facing digital and financial inclusion, which also places them at an increased risk of being scammed, and too many people are on the brink of financial crisis as high costs persist, ...

An analysis of financial inclusion in South Africa shows that affordability limits poor households’ access to formal financial services. In our study, which looked at people’s use of financial goods ...

South Africa’s financial inclusion challenge remains one of the country’s most pressing socio-economic issues. Nearly half of South African adults lack a clear understanding of how credit works, while ...