Forbes contributors publish independent expert analyses and insights. Catherine Brock covers personal finance and investing. Between March 2020 and July 2023, the Federal Reserve Bank (Fed) raised the ...

As we enter 2024, the financial landscape continues to be shaped by high-interest rates, a scenario that could significantly impact various sectors of the economy. Read on to find out which sectors ...

If you've been looking at interest-bearing accounts like high-yield savings accounts or certificates of deposit (CDs), you may see the terms "interest rate" and "annual percentage yield" (APY) being ...

The Federal Reserve sets the federal funds target rate, also known as the fed funds rate, which is the interest rate at which commercial banks lend to each other overnight. Below, CNBC Select explains ...

While it may be easy to consider today's mortgage interest rates too high compared to what they were at the start of the decade, the reality is that rates in 2020 and 2021 were the anomaly – not ...

Both federal and private student loans come with interest, which is essentially the cost you pay in return for borrowing money. While student loans can come with other fees, you’ll likely see the ...

Investors often express enthusiasm for potential rate cuts by the Fed, anticipating that lower interest rates will stimulate economic growth. However, an analysis of historical data suggests that ...

Interest rate swaps are used by institutions and businesses to manage cash flows and interest rate exposure. Swaps involve the exchange of cash flows between two parties, with an intermediary handling ...

The Federal Reserve's recent 0.25% interest rate cut may make it cheaper for consumers to take out large loans. A lower interest rate can reduce the total amount paid on a car loan over its term, ...

You’re more likely to find rates below 4% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...

Monitoring the mortgage interest rate climate in recent years has often been frustrating for buyers and owners looking to refinance. Not only were rates exponentially higher than they were at the ...