Forbes has reviewed dozens of checking account offers and handpicked two that rise above the rest - plus, you could earn up to $450 just for opening an account.

The Chime® Checking Account has no monthly fee, and customers have access to more than 47,000 nationwide ATMs. As a Chime customer, you can receive your paycheck up to two days early with direct ...

Bank Account Bonus amount Requirements Expiration date; Bank of America: Bank of America Advantage Plus Banking® Up to $500: Open a qualifying Bank of America checking account by ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

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A joint bank account lets multiple people manage shared finances, but it also means equal access to funds. Learn how they ...

As we roll into 2025, major banks are offering some huge incentives for new checking account customers. With careful planning, you can take advantage of these offers and earn cash bonuses, but the ...

The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find a better rate.

Banks and credit unions typically pay little to no interest for a checking account — among the ones that actually do, the average annual percentage yield is just 0.07%, according to the latest ...